AtalayaAtalaya

Apartment in Godella

Pueblo, Godella, Valencia • Ref: #AE6C4234

€155,000
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Size

86 m²

Price / m²

€1,802

Rooms

2

OccupancyUnconfirmed
20
Apartment in Godella — Pueblo, Godella
Photo: Retama Real Estate (UCI)
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: La encimera de granito está presente, pero falta el fregadero y la grifería, lo que indica una cocina incompleta o en proceso de reforma.
  • •Cocina: Se observa un hueco donde debería ir un electrodoméstico, con cables expuestos y una toma de corriente, sugiriendo que la cocina no está funcional.
  • •Cocina: Los azulejos de la pared y los muebles bajos de la cocina muestran signos de desgaste y suciedad, lo que refuerza la necesidad de una reforma.

Description

La propiedad valorará ofertas, quedando la compraventa sujeta a aceptación expresa del vendedor

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

20/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 86.00m² en Godella a 1802€/m² (mediana zona 1214€/m², delta +48.4%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (15 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 827 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +48.4% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Pueblo, Godella, Valencia
map

Coordinates unavailable

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-11.4%Good price
Scope
Province (MITMA)
Zone median
€2,033 /m²
This asset
€1,802 /m²
Samples
1128
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€155,000
Transfer tax (ITP) 10% — Comunitat Valenciana€15,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€543
Estimated total investment€172,043

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceRetama (UCI)
On Atalaya since1 Sept 2026
Last updated23 Sept 2026
See all bank-owned properties in Valencia

Aggregated data from public sources and servicer Retama Real Estate (UCI). Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing