AtalayaAtalaya

Calle Ramona Nº, 17

Los Berruecos, Galapagar, Madrid • Apartment · Auction • Ref: #AD71CD3E

€279,840
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OccupancyUnconfirmed
28
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA Nº 33.- VIVIENDA PRIMERO LETRA B, SITUADA EN LA PLANTA PRIMERA, DEL PORTAL DOS, CON ACESSO POR CALLE PRIVADA, DEL EDIFICIO CONSTRUIDO EN GALAPAGAR, CALLE RAMONA Nº 17, CON VUELTA A CALLE PRIVADA.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióninquilino
Desahucio necesario
Cargas (€)€900,000
Detalle cargasHIPOTECA a favor de SAREB, S.A. por 176000 euros de principal, 14080 euros de intereses ordinarios, 63360 euros de intereses moratorios y 26400 euros para costas y gastos. Modificada con periodo de carencia y tipo de interés variable. Cedida a SAREB. Embargo a favor de HACIENDA PUBLICA por 40088.24 euros de principal, 9967.29 euros de intereses y 0 euros de costas. Embargo a favor de COMUNIDAD DE PROPIETARIOS CALLE RAMONA 15-17 DE GALAPAGAR por 1349.45 euros de principal y 404.84 euros de intereses y costas. Arrendamiento a DON MANUEL ANEIROS LAGO por un año prorrogable hasta diez años. Afecciones fiscales por Transmisiones Patrimoniales y Actos Jurídicos Documentados y Sucesiones.
Hipoteca€279,840
Comunidad€1,754
Embargos€50,056
Puja mínima€279,840
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada por un inquilino con contrato vigente, lo que implica un proceso de desalojo. Además, existen múltiples cargas que superan el valor de tasación para subasta, incluyendo una hipoteca y varios embargos, lo que aumenta el riesgo de que el valor de la propiedad no cubra todas las deudas.

assignmentCadastral data

Cadastral ref.
4824908VK1942S0033EH
Cadastral area
99 m²
Year built
2002
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

28/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
2/15
BOE bonus
1/6

Subasta BOE en Galapagar a 279,840€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 14 días.

trending_upStrengths

  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Los Berruecos, Galapagar, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Municipality (MITMA)
Zone median
€2,649 /m²
Samples
129
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€279,840
Transfer tax (ITP) 6% — Madrid€16,790
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€979
Estimated total investment€298,609

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 21 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (6 days)
On Atalaya since7 Sept 2026
Last updated7 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing