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AtalayaAtalaya

Calle Bernardo López

Centro, JaénRetailRef: #ACE8A79F

€425,000
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Size

158 m²

Price / m²

€2,694

OccupancyOccupied · legal tenantDeduced by AI
69
Calle Bernardo López — Centro, Jaén
Photo: Solvia
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

Descubre la mejor oferta inmobiliaria en Locales de Particulares en Jaén con Solvia. La mejor selección de locales de segunda mano particular en venta, para que encuentres lo que estás buscando. Restaurante de lujo en pleno centro de Jaén, ubicado junto a la Catedral, en una zona con todo tipo de servicios cerca y excelentes accesos. Su uso puede ser dedicado a restauración, comercial, espectáculos, reuniones etc. Su uso puede ser dedicado a restauración, comercial, espectáculos, reuniones etc. Accedemos al restaurante a través de una puerta de diseño antiguo y 2 columnas de piedra al igual que la arquitectura del restaurante con acabados en madera y forja. Como restaurante cuenta con amplios ambientes con aforo para 84 personas. Dispone de licencia para terraza exterior de unos 30 metros con 8 mesas y otros 48 comensales. El restaurante se inauguró en 2004. Se vende totalmente equipado y cuenta con una cocina con todo lo necesario para comenzar a gestionar eventos. Cuenta con una bodega atemperada, situada en el salón principal. Dos cuartos de aseo de mujeres y hombres totalmente equipados. Es importante saber que actualmente está en pleno funcionamiento, negocio familiar con amplia trayectoria. Tiene aire acondicionado, sistema de alarma, salida de humos y cocina equipada. Grandes oportunidades en venta de locales de segunda mano en Jaén con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

2

Air conditioning

Yes

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0403305VG3800S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1176 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
12/20
Retail location
Not assessable
Legal liens
10/15
Zone liquidity
14/15

Local comercial planta unknown de 157.78m² en Jaén a 2694€/m² (mediana zona 1181€/m², delta %). con inquilino legal. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 12 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Estado impecable: entrar a vivir sin obra

warningRisks

  • 1175 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro, Jaén, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+128.1%Above anchor
Scope
City
Zone median
€1,181 /m²
This asset
€2,694 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€425,000
Transfer tax (ITP) 7% — Andalucía€29,750
Notary (est.)€638
Land Registry (est.)€425
Admin agency (est.)€1,488
Estimated total investment€457,301

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2023 (1176 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Jaén by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing