AtalayaAtalaya

Calle Mar 58 N2-60 Es: 1 Pl:1 Pt:1

El Vendrell, Tarragona • Apartment · Auction • Ref: #ACC1186A

€344,423
open_in_newView original listing

Get new bank-owned properties in El Vendrell under your budget by email. Free.

Size

130 m²

Rooms

3

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA. Entidad número tres. VIVIENDA puerta única ubicada en la planta primera, del edificio sito en el término municipal de El Vendrell, con frente a la calle mar, número 52-54, hoy número 58-60 de policía. Consta de recibo, comedor-estar, cocina, pase, tres dormitorios, uno de ellos con baño incorporado, baño trasero y terrazas. Con una superficie construida, incluida terraza cubierta, de ciento veintinueve metros setenta y dos decímetros cuadrados. La superficie útil de las terrazas es de diecinueve metros veintiún decímetros cuadrados. LINDA: frente, tomando como referente la calle Mar, con dicha calle; a la derecha entrando e izquierda, con límite de finca y al fondo, con límite de finca. ANEJO: tiene como anejo el uso exclusivo y excluyente de una zona cubierta del edificio configurada arquitectónicamente como terraza, debidamente delimitada y vallada. Se accede a la misma mediante la escalera común del edificio. Su cuota es de veintiséis enteros veintinueve centésimas por ciento.

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€241,450
Detalle cargasHipoteca a favor de BANCO BILBAO VIZCAYA ARGENTARIA SA por 241449.73 euros de capital prestado, más intereses y costas.
Hipoteca€241,450
Puja mínima€344,423
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoLa ocupación es desconocida, lo que introduce un riesgo moderado. La deuda hipotecaria es significativa, aunque el valor de subasta es superior.

assignmentCadastral data

straightenUnreconciled surface: the listing states 129.72 m² but the cadastre records 163 m² (+26%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7342203CF7674A0003WY
Cadastral area
163 m²
Year built
1999
Cadastral use
Residential

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en El Vendrell a 344,423€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 15 días.

trending_upStrengths

  • +Subasta inminente: cierre en 15 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Vendrell, El Vendrell, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+41.9%Above anchor
Scope
Municipality (MITMA)
Zone median
€1,871 /m²
This asset
€2,655 /m²
Samples
275
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€344,423
Transfer tax (ITP) 10% — Cataluña€34,442
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,205
Estimated total investment€381,070

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 1 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (12 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in El Vendrell by AI score

apartment
50

Calle La Garrotxa Núm. 60, Escalera 3, Ático B

€271,922

View analysisarrow_forward
Roda,, 31
34

Roda,, 31

€30,000

€492/m² · 61 m²

View analysisarrow_forward
apartment
33

Calle Sant Ramon 21 Escalera A, Planta 3 1, Barri Maritim Comarruga

€215,808

View analysisarrow_forward
apartment
27

Calle Telègraf Nº, 43

€427,557

View analysisarrow_forward

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing