AtalayaAtalaya

Retail in Puerto de la Cruz

Puerto de la Cruz, Sta. Cruz de Tenerife • Ref: #AC82C655

€100,000
open_in_newView original listing

Get new bank-owned properties in Puerto de la Cruz under your budget by email. Free.

Size

85 m²

Price / m²

€1,178

OccupancyVacant
55
Retail in Puerto de la Cruz — Puerto de la Cruz
Photo: Solvia
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

Description

Bank-owned property managed by Solvia (Bankia Habitat, S.L.U.).

Characteristics

Year built

1990

Energy rating

D

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 84.89 m² but the cadastre records 70 m² (-18%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8241302CS4484S0001AZ
Cadastral area
70 m²
Year built
1990
Cadastral use
Commercial

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
Not assessable
—

Local comercial planta unknown de 84.89m² en Puerto de la Cruz a 1178€/m² (mediana zona 537€/m², delta %). libre. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 3094 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Puerto de la Cruz, Sta. Cruz de Tenerife

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated24 Sept 2026

Zone comparables

Top 5 similar properties in Puerto de la Cruz by AI score

See all bank-owned properties in Puerto de la Cruz
Avenida Familia Betancourt Esq C/ Doctor Pisaca
82

Avenida Familia Betancourt Esq C/ Doctor Pisaca

€21,000

€545/m² · 38.5 m²

View analysis
Local en Puerto de la Cruz
69

Local en Puerto de la Cruz

€165,000

View analysis
Calle Iriarte
68

Calle Iriarte

€100,000

€1,178/m² · 84.89 m²

View analysis
Carretera Puerto de la Cruz - las Arenas
58

Carretera Puerto de la Cruz - las Arenas

€60,000

€964/m² · 62.23 m²

View analysis
Plaza Charco Del,, 14
55

Plaza Charco Del,, 14

€100,000

€1,205/m² · 83 m²

View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing