AtalayaAtalaya

House in Galapagar

Calle Cercado Redondo

Galapagar, Madrid • Ref: #AC2781AA

€388,300-17% vs area market
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Size

177 m²

Price / m²

€2,200

Rooms

4

OccupancyVacant
38
Calle Cercado Redondo — Galapagar
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (assumed poor)

Photo quality

Poor

Description

Casa adosada de 177 m² ubicada en Galapagar, Madrid. Se trata de una casa adosada distribuida en salón-comedor, cocina, 4 dormitorios y 3 baños. Se sitúa en el núcleo urbano de Galapagar, con acceso por las carreteras M-505 y M-510 y conexión con la A-6. Dispone de líneas de autobús interurbano con conexión a Madrid y a municipios del entorno, así como de la estación de Cercanías Galapagar-La Navata. En la zona se encuentran supermercados, centros educativos, instalaciones deportivas, restauración, entidades bancarias y comercios. Cuenta también con centro de salud y servicios municipales. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Year built

1993

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 176.52 m² but the cadastre records 252 m² (+43%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6228946VK1962N0001OH
Cadastral area
252 m²
Year built
1993
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Vivienda de 176.52m² en Galapagar a 2200€/m² (mediana zona 2649€/m², delta -16.9%). Sin Fotos Publicadas. Posesión desconocida. Zona muy_baja, inventario reciente (0 días).

Risks

  • −Sin fotos publicadas: riesgo de mal estado oculto

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Galapagar, Madrid

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-16.9%Good price
Scope
Municipality (MITMA)
Zone median
€2,649 /m²
This asset
€2,200 /m²
Samples
129
Period
Q4-2025
Source
MITMA

vs other bank assets

-41.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,740 /m²
This asset
€2,200 /m²
Samples
2405
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€388,300
Transfer tax (ITP) 6% — Madrid€23,298
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,359
Estimated total investment€413,957

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2026 (22 days)
On Atalaya since1 Oct 2026
Last updated19 Oct 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing