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House For Sale In C Aleixar 4 Almoster Tarragona

El Picarany, Almoster, Tarragona • House • Ref: #ABB2922F

€199,000-64% vs area market
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Size

303 m²

Price / m²

€657

Rooms

3

OccupancyUnconfirmed
26
House For Sale In C Aleixar 4 Almoster Tarragona — El Picarany, Almoster
Photo: Servihabitat
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AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada exterior de la propiedad parece estar en proceso de construcción o reforma, con paneles de madera sin terminar y algunas ventanas tapiadas.
  • •Interior: El interior de la propiedad muestra paredes recién pintadas en colores vivos y suelos de baldosas, pero faltan elementos como puertas y accesorios de cocina/baño.
  • •Techos: Los techos interiores tienen vigas de madera expuestas y paneles de madera, lo que sugiere un estilo rústico o una obra en curso.

descriptionDescription

C. Aleixar, 4. Estado: second-hand

Characteristics

Bathrooms

2

Terrace

No

Parking

No

Year built

2010

Pool

No

Storage room

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 303 m² but the cadastre records 192 m² (-37%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0328212CF4602N
Cadastral area
192 m²
Year built
2010
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
8/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 303.00m² en Almoster a 657€/m² (mediana zona 1831€/m², delta -64.1%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 124 días en mercado.

trending_upStrengths

  • +Descuento del -64.1% frente a la mediana zonal (1831€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Picarany, Almoster, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-64.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,831 /m²
This asset
€657 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-22.9%Good price
Scope
Province (MITMA)
Zone median
€852 /m²
This asset
€657 /m²
Samples
831
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€199,000
Transfer tax (ITP) 10% — Cataluña€19,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€697
Estimated total investment€220,597

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since28 Apr 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing