AtalayaAtalaya

Retail in Narón

Calle Guarda, s/n

Narón, A Coruña • Ref: #A9F1728F

€245,000
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Size

2778 m²

Price / m²

€88

OccupancyVacant
69
Calle Guarda, s/n — Narón
Photo: sareb
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: Espacio diafano en bruto, completamente en obra, con paredes de ladrillo visto sin revestir y forjados de hormigon desnudos.
  • •Salon: Suelos de solera de hormigon sin pavimentar y tuberias e instalaciones basicas vistas por el techo.
  • •Salon: Carpinteria exterior parcialmente colocada pero sin rematar respecto a los muros.

Description

Promoción locales de obra nueva en Narón, La Coruña.  Local comercial ubicado en planta baja en calle Garda, Narón. Se trata de un local diáfano, de 2.780 m², con acceso directo a la calle Garda, con amplios frentes a fachada con opción de amplios ventanales. Se encuentra en estado bruto sin distribución interior. Está emplazada en una zona residencial bien comunicada con el resto del casco urbano mediante transporte público, cercano al nuevo centro médico de Narón, dispone además de centros educativos en sus inmediaciones. Se encuentra muy próxima a Ferrol, al lado de la autovía, la carretera de Castilla. Con los servicios de Aliseda podrá encontrar el local que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 2778 m² but the cadastre records 2276 m² (-18%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5572301NJ6157S0014DE
Cadastral area
2276 m²
Year built
2008
Cadastral use
Commercial

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2859 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
0/15

Local comercial planta calle de 2778.00m² en Narón a 88€/m² (mediana zona 404€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 70 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Aliseda declara el activo con posesión: libre para entregar

Risks

  • −2840 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Narón, A Coruña

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-77.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€398 /m²
This asset
€88 /m²
Samples
79
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€245,000
Transfer tax (ITP) 9% — Galicia€22,050
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€858
Estimated total investment€268,908

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceDec 2018 (2859 days)
On Atalaya since27 Sept 2026
Last updated24 Oct 2026

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing