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Suelo Urbano Residencial en Josep Pane

Bell-lloc d'urgell, Lleida • Land • Ref: #A8F6CD06

€150,000
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Size

1069 m²

Price / m²

€140

OccupancyUnconfirmed
69
Suelo Urbano Residencial en Josep Pane — Bell-lloc d'urgell
Photo: Hipoges
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AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir este solar situado en la localidad de Bell-lloc d'Urgell, provincia de Lleida. -Referencia catastral: 5614116CG1151S0001PA. -Edificabilidad aproximada: 2.755m²t sobre rasante y 719 m²t bajo rasante. Está ubicado en una zona tranquila en la periferia de municipio y es de fácil acceso. El acceso a la N-II se encuentra junto al terreno. Bell-lloc d'Urgell, en la provincia de Lleida, ofrece servicios médicos básicos que cubren las necesidades esenciales de su población. En el ámbito educativo, el municipio dispone de centros para las etapas iniciales y cuenta con rutas de transporte escolar que conectan con institutos de localidades cercanas, facilitando el acceso a la educación secundaria. La actividad comercial se centra en pequeños negocios locales que satisfacen las demandas cotidianas de los residentes. En cuanto a conectividad, Bell-lloc d'Urgell está bien comunicado por carretera y dispone de una estación de tren que forma parte de la línea que conecta Zaragoza con Barcelona, permitiendo un acceso eficiente a ciudades mayores. Además, el municipio ha mejorado recientemente su infraestructura digital con la implementación de fibra óptica, lo que potencia las oportunidades para el teletrabajo y el desarrollo empresarial. Estas características, junto con un entorno tranquilo y una comunidad acogedora, hacen de Bell-lloc d'Urgell un lugar atractivo para residir y emprender. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
5614116CG1151S0001PA
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Zoning
22/25
Legal liens
7/15
Zone liquidity
9/15

Suelo urbano (uso residencial) de 1069.00m² en Bell-lloc d'urgell a 140€/m² (mediana zona 125€/m², delta %). Posesión desconocida. Zona muy_baja, inventario reciente (64 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bell-lloc d'urgell, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+41.4%Above anchor
Scope
Province (MITMA)
Zone median
€99 /m²
This asset
€140 /m²
Samples
271
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€150,000
Transfer tax (ITP) 10% — Cataluña€15,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€525
Estimated total investment€166,525

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated9 Sept 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing