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AtalayaAtalaya

Apartment in Martorell

Calle Montserrat, s/n

Martorell, Barcelona • Ref: #A8F45D9F

€158,000-98% vs area market
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Size

3270 m²

Price / m²

€48

Rooms

3

OccupancyOccupied · legal tenant
56
Calle Montserrat, s/n — Martorell
Photo: holapisos
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: Paredes recien pintadas en blanco, suelos ceramicos en buen estado y cerramientos de aluminio funcionales con radiador instalado.
  • •Cocina: Mobiliario completo y funcional con electrodomesticos basicos (horno, campana y placa) de diseno tradicional pero bien conservado.
  • •Bano: Sanitarios y banera operativos con alicatado bicolor completo en buen estado de conservacion.

Description

Piso en Martorell, Barcelona. Dispone de una superficie de 3270 m² distribuidos en amplio salón-comedor, 3 habitaciones, cocina con lavadero, 1 baño y el balcón. Finca con ascensor. Incluido en piso el trastero n\'ba 1. Piso siutado alrededor de Piso en Martorell, Barcelona. Dispone de una superficie de 3270 m² distribuidos en amplio salón-comedor, 3 habitaciones, cocina con lavadero, 1 baño y el balcón. Finca con ascensor. Incluido en piso el trastero n\'ba 1. Piso siutado alrededor de servicios, comercios, una escuela y paradas de autobús. Con fácil acceso en ferrocarril a la estación Martorell Central. Este inmueble es una Vivienda de Protección Oficial. El inquilino ha de destinar la vivienda de VPO a residencia habitual y servicios, comercios, una escuela y paradas de autobús. Con fácil acceso en ferrocarril a la estación Martorell Central. Este inmueble es una Vivienda de Protección Oficial. El inquilino ha de destinar la vivienda de VPO a residencia habitual y permanente, cumpliendo los requisitos que se establezcan para este tipo de viviendas. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1960

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 3270 m² but the cadastre records 410 m² (-87%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0224028DF1902S
Cadastral area
410 m²
Year built
1960
Cadastral use
Industrial

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 324 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
12/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 3270.00m² en Martorell a 48€/m² (mediana zona 2058€/m², delta %). Buen Estado. Posesión con inquilino legal. Zona muy_baja, 305 días en mercado.

Strengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Martorell, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-97.7%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€2,058 /m²
This asset
€48 /m²
Samples
102
Period
Q4-2025
Source
MITMA

vs other bank assets

-96.7%Strong opportunity
Scope
City
Zone median
€1,447 /m²
This asset
€48 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€158,000
Transfer tax (ITP) 10% — Cataluña€15,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€553
Estimated total investment€175,353

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceDec 2025 (324 days)
On Atalaya since27 Sept 2026
Last updated24 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing