Loja, Granada • Ref: #A8E0D4E0
€386,600Size
940 m²
Price / m²
€411
Rooms
4
Photo: SolviaAutomated analysis · physical condition
Physical condition
Photo quality
Model observations
Bathrooms
2
Year built
2000
Energy rating
E
handshakeThis asset has been listed for 494 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.
Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.
Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.
General informative content, not legal or investment advice. Verify every point with your advisor before committing.
Alpha Rating
BUY
Confidence: High
Score breakdown
Vivienda de 940.00m² en Loja a 411€/m² (mediana zona 659€/m², delta -37.6%). Estado Mejorable. Posesión libre. Zona muy_baja, stock estancado (468 días).
Referencia basada en inventario bancario
Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 352 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.
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Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.
No reference available for this area and asset type.
Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.
Top 5 similar properties in Loja by AI score
Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing
