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AtalayaAtalaya

Land in Jódar

Jódar, Jaén • Ref: #A7E340F5

€19,999
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OccupancyVacant
44
Land in Jódar — Jódar
Photo: Solvia
1 / 21

AI visual analysis

Automated analysis · physical condition

21 of 21 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Bank-owned property managed by Solvia (Livingcenter (CaixaBank)).

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
23053A016000810000PK
Cadastral use
Agricultural

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

44/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Zoning
3/25
Legal liens
7/15
Zone liquidity
2/15

Suelo rustico (agrario) de ?m² en Jódar a ?€/m². Sin referencia zonal. Posesión libre. Zona muy_baja, inventario reciente (0 días).

Strengths

  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Risks

  • −Sin referencia zonal específica para land en esta zona

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Jódar, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

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Scope
Province (MITMA)
Zone median
€60 /m²
Samples
124
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€19,999
Transfer tax (ITP) 7% — Andalucía€1,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€22,699

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
17 Sept 2026
€19,999arrow_forward€19,999-0%

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated25 Sept 2026

Zone comparables

Top 5 similar properties in Jódar by AI score

See all bank-owned properties in Jódar

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing