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House in Massanes

Calle De la Farigola

Massanes, Girona • Ref: #A7881DFD

€130,000
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Size

141 m²

Price / m²

€921

Rooms

4

OccupancyOccupied · no titleDeduced by AI
41
Calle De la Farigola — Massanes
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Se aprecian manchas de humedad, desgaste general en el revestimiento exterior y elementos de cerrajeria envejecidos.
  • •Exterior: Presencia de escalera de acceso exterior y muros de ladrillo visto con remates que denotan falta de mantenimiento reciente.

Description

Oportunidad sólo para inversores. El activo se encuentra ocupado por persona sin justo título. Debido al estado ocupacional del activo, no se pueden realizar visitas al mismo. Vivienda unifamiliar aislada ubicada en la urbanización Sant Roc de la localidad de Massanes en la provincia de Girona. Compuesta de planta semisótano, destinada a garaje de 25 m²; y dos plantas sobre rasante distribuida con la zona de día en planta baja y la zona de noche en la superior. La planta baja, de superficie 52 m² se distribuye en recibidor, cocina, aseo y comedor-estar. La planta piso, de superficie 70 m² de cuatro dormitorios y un baño. La planta baja y piso, se comunican por medio de una escalera interior. El solar no edificado se destina a patio o jardín. Construida sobre una parcela, de superficie 644 m². La vivienda situada en urbanización muy bien comunicada con los núcleos urbanos de Massanes, Hostalric y Sils. Y próxima a las urbanizaciones de Riu Clar y Can Fornaca. Massanes está situado al inicio de la llanura de la Selva, en las últimos estribaciones de la cordillera del Montseny goza de clima mediterráneo templado. Por el sur, la población se conecta con la C-35, que lleva a Maçanet de la Selva, y la GI-512 que llega hasta Tordera y, por extensión, a la costa. Desde Massanes se puede acceder a la autopista AP-7 (dirección Barcelona y Girona), por la C-35 en Sant Celoni y por la ctra. GI-V-5121 en Arbúcies-Sant Hilari Sacalm (con conexión al Eix Transversal). Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1974

Pool

No

Air conditioning

No

Garden

No

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
2548939DG7224N0001DJ
Cadastral area
141 m²
Year built
1974
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 830 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

41/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 141.20m² en Massanes a 1126€/m² (mediana zona 1347€/m², delta -16.4%). Estado Mejorable. Posesión con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 478 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −IA detectó: ocupado por persona sin justo título
  • −805 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Massanes, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-30.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,330 /m²
This asset
€921 /m²
Samples
556
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€130,000
Transfer tax (ITP) 10% — Cataluña€13,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€455
Estimated total investment€144,455
Estimated refurbishment (state: mejorable)€56,500 – €99,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 3 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
2 Oct 2026
€159,000arrow_forward€118,000-25.79%
6 Oct 2026
€118,000arrow_forward€105,000-11.02%
17 Oct 2026
€105,000arrow_forward€130,000-23.81%

Listing intel

SourceSolvia
On the market sinceJul 2024 (830 days)
On Atalaya since12 Jun 2026
Last updated25 Oct 2026

Zone comparables

Top 5 similar properties in Massanes by AI score

See all bank-owned properties in Massanes

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing