AtalayaAtalaya

Apartment in Gines

Calle Pilar Miró Nº, 20

Biedma, Gines, Sevilla • Auction • Ref: #A787E8E5

€90,787
open_in_newView original listing

Get new bank-owned properties in Gines under your budget by email. Free.

Size

126 m²

OccupancyUnconfirmed
52
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

Bien inmueble. finca urbana. vivienda unifamiliar adosada de dos plantas con aparcamiento sita en la calle Pilar Miró 20 de Gines (Sevilla). superficie construida 127 metros cuadrados; superficie del aparcamiento 19 metros cuadrados; año de construcción 2008;

Legal & cadastral analysis

expand_more

Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€3
Detalle cargasCenso de 1902 por capital de 2,7346 euros a favor de Dª Isabel López y Jiménez de Embún. La hipoteca que se ejecuta (inscripción 3ª modificada por la 4ª y cedida por la 5ª) se cancelará con la adjudicación.
Hipoteca€0
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, tanteo, afeccion_fiscal
Análisis riesgoVivienda calificada como VPO (aunque consta renuncia a tanteo de AVRA), calificación de vivienda habitual del ejecutado y advertencia registral de que CaixaBank no figura inscrita como titular registral de la hipoteca, lo que requerirá previa inscripción para inscribir la adjudicación.

Cadastral data

Cadastral ref.
8127701QB5482N0023WQ
Cadastral area
127 m²
Year built
2008
Cadastral use
Residential

How to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
13/15
Zone liquidity
1/15
BOE bonus
5/6

Subasta BOE en Gines a 90,787€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Cargas legales acotadas o inexistentes

Risks

  • −Sin referencia zonal disponible
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Biedma, Gines, Sevilla

Estimated acquisition costs

Asset price€90,787
Transfer tax (ITP) 7% — Andalucía€6,355
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€318
Estimated total investment€98,460

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 19 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (1 days)
On Atalaya since29 Sept 2026
Last updated29 Sept 2026
See all bank-owned properties in Gines

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing