AtalayaAtalaya

Calle Granados

Villanueva del Río Segura, Murcia • Apartment • Ref: #A5F58DE7

€74,800-53% vs area market
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Size

91 m²

Price / m²

€826

Rooms

2

OccupancyVacant
84
Calle Granados — Villanueva del Río Segura
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La fachada del edificio se encuentra en buen estado, con balcones y barandillas bien conservadas.
  • •El salón y los dormitorios presentan suelos de gres en buen estado y paredes recién pintadas.
  • •La cocina está equipada con muebles básicos y electrodomésticos funcionales, aunque con un estilo algo anticuado.
  • •Los pasillos y las puertas interiores se ven en buen estado general, sin signos de deterioro.

descriptionDescription

Piso de 91 m² ubicado en Villanueva del Río Segura, Murcia. Se trata de un piso de 91 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 2 baños. Incluye plaza de garaje en el mismo edificio. El piso se sitúa en el núcleo urbano de Villanueva del Río Segura, con buenos accesos por la carretera MU-531. La localidad está bien comunicada mediante autobuses y es cercana a la salida de la autovía A-30. En la ubicación podemos encontrar servicios como supermercados, restaurantes, y centros educativos. A poca distancia se encuentra el Parador de Archena. Además, hay centros de salud y hospitales cercanos, como el Hospital de la Vega Lorenzo Guirao. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

2011

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
8111104XH4281S0031FK
Cadastral area
91 m²
Year built
2011
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

84/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 90.54m² en Villanueva del Río Segura a 826€/m² (mediana zona 1747€/m², delta -52.7%). Buen Estado. Posesión libre. Zona muy_baja, inventario reciente (44 días).

trending_upStrengths

  • +Descuento del -52.7% frente a la mediana zonal (1747€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villanueva del Río Segura, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-52.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,747 /m²
This asset
€826 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+19.0%Above anchor
Scope
Province (MITMA)
Zone median
€694 /m²
This asset
€826 /m²
Samples
1157
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€74,800
Transfer tax (ITP) 8% — Murcia€5,984
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€82,084

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (46 days)
On Atalaya since29 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing