AtalayaAtalaya

Calle Nou

Bèlgida, Valencia • House • Ref: #A57EA037

€61,700
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Size

133 m²

Price / m²

€464

Rooms

2

OccupancyVacant
46
Calle Nou — Bèlgida
Photo: Solvia
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada presenta un aspecto envejecido con desconchones en la pintura.
  • •El interior muestra suelos de baldosas y paredes blancas, con vigas de madera a la vista en algunas estancias.
  • •Las ventanas y puertas interiores parecen ser de madera y requieren actualización.
  • •Los techos con vigas de madera están en buen estado, pero la iluminación es básica.

descriptionDescription

Casa en Bélgida - Valencia -. Tipo: Casa.

Characteristics

Bathrooms

2

Year built

1900

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 133 m² but the cadastre records 204 m² (+53%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9343308YJ1094C
Cadastral area
204 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 133.00m² en Bèlgida a 464€/m² (mediana zona 2066€/m², delta -77.5%). Estado Mejorable. Posesión libre. Zona muy_baja sin fecha de publicación fiable.

trending_upStrengths

  • +Descuento del -77.5% frente a la mediana zonal (2066€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bèlgida, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-77.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,066 /m²
This asset
€464 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-58.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,106 /m²
This asset
€464 /m²
Samples
667
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€61,700
Transfer tax (ITP) 10% — Comunitat Valenciana€6,170
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€69,170
Estimated refurbishment (state: mejorable)€53,000 – €93,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing