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House in Calafell

Avenida Comte Gómez de Orbaneja

Segur de Calafell, Calafell, Tarragona • Ref: #A4FE3FFF

€255,200-56% vs area market
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Size

239 m²

Price / m²

€1,068

Rooms

6

OccupancyOccupied · no titleDeduced by AI
66
Avenida Comte Gómez de Orbaneja — Segur de Calafell, Calafell
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Exterior: La fachada de la propiedad presenta un aspecto cuidado, con una valla en buen estado.
  • •Exterior: La acera frente a la propiedad muestra cierto desgaste y algunas malas hierbas.
  • •Exterior: La calle y los contenedores de basura indican un entorno urbano normal.

Description

Oportunidad sólo para inversores. El activo se encuentra ocupado por persona sin justo título. Debido al estado ocupacional del activo, no se pueden realizar visitas al mismo. Vivienda unifamiliar independiente que consta de dos plantas, compuesta por seis dormitorios, dos cuartos de baño y un aseo. Se encuentra situado en el municipio de Calafell, en la provincia de Tarragona. La vivienda está compuesta de dos plantas. La planta baja consta seis dormitorios, dos cuartos de baño y una pequeña bodega. La primera planta dispone de hall, salón-comedor, cocina, lavadero, aseo, terraza y acceso al garaje y el jardín con piscina. Cuenta con ventanas de aluminio, rejas de hierro en el exterior, carpintería interior de madera, armarios empotrados, suelos de gres... Buen estado de conservación general, aunque se precisan pequeñas actualizaciones. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Cuenta con fácil acceso por carretera (C-32) y se encuentra a unos 3 kilómetros del centro de Calafell, donde es posible encontrar todo tipo de servicios como centros de salud, centros educativos, parques, supermercados, colegios... Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Elevator

No

Year built

2000

Pool

Yes

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
2327822CF8622N0007FH
Cadastral area
218 m²
Year built
2000
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 238.98m² en Calafell a 1068€/m² (mediana zona 2403€/m², delta -55.6%). Estado Mejorable. Posesión con ocupación irregular. Zona baja, más de 2 años sin vender.

Strengths

  • +Descuento del -55.6% frente a la mediana zonal (2403€/m²)

Risks

  • −IA detectó: ocupado por persona sin justo título
  • −947 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Segur de Calafell, Calafell, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-55.6%Strong opportunity
Scope
Neighbourhood
Zone median
€2,403 /m²
This asset
€1,068 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

-40.5%Strong opportunity
Scope
Postal code
Zone median
€1,795 /m²
This asset
€1,068 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€255,200
Transfer tax (ITP) 10% — Cataluña€25,520
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€893
Estimated total investment€282,613
Estimated refurbishment (state: mejorable)€95,500 – €167,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since28 Jun 2026
Last updated8 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing