AtalayaAtalaya

Piso en Lobios

Lobios, Ourense • Apartment • Ref: #A3D72D0D

€107,000
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Size

94 m²

Price / m²

€1,138

Rooms

3

OccupancyUnconfirmed
51
Piso en Lobios — Lobios
Photo: Escogecasa
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AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: El salon presenta suelos de parquet en buen estado y paredes recien pintadas, con una escalera de diseno moderno.
  • •Cocina: La cocina esta equipada con muebles de madera y electrodomesticos basicos, aunque la griferia y los azulejos son de un estilo mas antiguo.
  • •Dormitorio: El dormitorio tiene suelos de parquet y un armario empotrado de madera, con una ventana que proporciona buena iluminacion.
  • •Bano: El bano cuenta con azulejos en tonos claros y sanitarios funcionales, aunque el estilo es algo dated.

descriptionDescription

Ático tipo dúplex de 77,15 m2 útiles, ubicado en edificio residencial con ascensor. Distribuido en planta baja con salón-comedor, cocina independiente semiamueblada, un dormitorio y un aseo planta bajo cubierta con dos dormitorios y dos baños (uno de ellos en suite). El precio incluye plaza de garaje de 11,5 m2 y trastero de 7,10 m2 situados en planta sótano -1.

Characteristics

Bathrooms

3

Elevator

Yes

Terrace

No

Parking

Yes

Year built

2003

Pool

No

Air conditioning

No

Heating

No

Storage room

Yes

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6193427NG7369S

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
1/15

Vivienda de 94.00m² en Lobios a 1138€/m². Sin referencia zonal. buen estado. Posesión desconocida. Zona muy_baja, 136 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lobios, Ourense

Estimated acquisition costs

Asset price€107,000
Transfer tax (ITP) 9% — Galicia€9,630
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€375
Estimated total investment€118,005

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since9 May 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing