AtalayaAtalaya

Calle Beethoven

Santa Coloma de Gramenet, Barcelona • Apartment • Ref: #A2B16C08

€67,000-40% vs area market
open_in_newView original listing

Get new bank-owned properties in Santa Coloma de Gramenet under your budget by email. Free.

Size

42 m²

Price / m²

€1,584

Rooms

3

OccupancyVacant
69
Calle Beethoven — Santa Coloma de Gramenet
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general aceptable, aunque con cableado exterior visible y algunos aires acondicionados antiguos.
  • •Cocina: La cocina está muy deteriorada, con azulejos sucios y armarios antiguos, lo que indica necesidad de reforma.
  • •Bano: El baño muestra signos de desgaste y suciedad, con azulejos y sanitarios antiguos.
  • •Pasillo: Las paredes del pasillo están sucias y con manchas, y el suelo de baldosas es antiguo.

descriptionDescription

Piso de 42 m² en venta, de 3 dormitorios situado en la localidad de Santa Coloma de Gramenet, provincia de Barcelona. Buenas comunicaciones, con la estación de metro a pocos minutos, paradas de autobús próximas con la línea B15 y con los accesos viarios a la localidad, a través de la BV-5005, BV-5001, B-20 y B-10. La zona dispone de equipamiento variado, centro de salud, restaurantes, farmacia, supermercados, oficina bancaria, parques, etc. Construido en 1963, este piso dispone de una superficie de 42 m² y se distribuye en salón-comedor, cocina, 3 dormitorios y 1 baño. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1963

Air conditioning

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 42.3 m² but the cadastre records 50 m² (+18%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4595701DF3849F0003QU
Cadastral area
50 m²
Year built
1963
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1407 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 42.30m² en Santa Coloma de Gramenet a 1584€/m² (mediana zona 2652€/m², delta -40.3%). Requiere Reforma Integral. Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -40.3% frente a la mediana zonal (2652€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −1406 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Coloma de Gramenet, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-40.3%Strong opportunity
Scope
Municipality
Zone median
€2,652 /m²
This asset
€1,584 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-3.8%In line
Scope
Postal code
Zone median
€1,647 /m²
This asset
€1,584 /m²
Samples
54
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€67,000
Transfer tax (ITP) 10% — Cataluña€6,700
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€75,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2022 (1407 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Santa Coloma de Gramenet by AI score

Sant Ernest
92

Sant Ernest

€74,000

€1,175/m² · 63 m²

View analysisarrow_forward
Olot
92

Olot

€67,000

€1,196/m² · 56 m²

View analysisarrow_forward
Calle Wagner
84

Calle Wagner

€74,400

€1,300/m² · 57.25 m²

View analysisarrow_forward
Sant Pasqual
83

Sant Pasqual

€91,000

€1,400/m² · 65 m²

View analysisarrow_forward
Sant Andreu
83

Sant Andreu

€80,000

€1,515/m² · 52.8 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing