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Suelo Urbano Residencial en Lamas de Prado

LugoLandRef: #A1507E7D

€412,200
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Size

40706 m²

Price / m²

€10

OccupancyUnconfirmed
54
Suelo Urbano Residencial en Lamas de Prado — Lugo
Photo: Hipoges
1 / 15

AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Gran oportunidad de adquirir en propiedad este suelo ubicado al noroeste de la localidad de Lugo. Con los siguientes datos urbanísticos: - Referencia catastral 27900A019000070000ER y parcelas colindantes. - SUELO URBANIZABLE NO PROGRAMADO. SECTOR NORTE H 1º FASE - Se vende el 68,08 % de la totalidad del ámbito, por lo que las superficies objeto de valoración son: - Vivienda de protección: 7.421 m2 (63 viviendas) - Vivienda libre: 21.565,93 m2 (180 viviendas) - Comercial: 3.655,37 m2 - Garaje libre: 4.493,28 m2 - Garaje VPO: 1.582,86 m2 Forma parte de un conjunto de suelos localizados en una zona de netamente residencial en los alrededores del Centro Comercial Family Parc y a escasos metros del Centro de Salud Integral Lugo. Consultar por el resto de parcelas y situación actual de comercialización. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
27900A019000070000ER
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: Medium

Score breakdown

Zone delta
4/30
Possession
Not assessable
Zoning
22/25
Legal liens
7/15
Zone liquidity
11/15

Suelo urbano (uso residencial) de 40706.00m² en Lugo a 10€/m² (mediana zona 137€/m², delta -92.7%). Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

trending_upStrengths

  • +Descuento del -92.7% frente a la mediana zonal (137€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lugo, Lugo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-93.6%Strong opportunity
Scope
City
Zone median
€156 /m²
This asset
€10 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€412,200
Transfer tax (ITP) 9% — Galicia€37,098
Notary (est.)€618
Land Registry (est.)€412
Admin agency (est.)€1,443
Estimated total investment€451,771

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing