AtalayaAtalaya

Calle Santa Rita

La Fama, Murcia • Apartment • Ref: #A0B4A968

€175,000-26% vs area market
open_in_newView original listing

Get new bank-owned properties in Murcia under your budget by email. Free.

Size

87 m²

Price / m²

€2,023

Rooms

1

OccupancyVacant
71
Calle Santa Rita — La Fama, Murcia
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada del edificio es de ladrillo visto y parece estar en un estado aceptable, aunque no se aprecian detalles de mantenimiento reciente.
  • •Exterior: La imagen muestra árboles y un poste de luz, indicando un entorno exterior.

descriptionDescription

Piso de 87 m² ubicado en Murcia. Se trata de un piso de 87 m² distribuidos en varias estancias aptas para la vida diaria. El inmueble se sitúa en el barrio de La Fama, dentro del núcleo urbano de Murcia, con buenos accesos por la A-30 y la N-340. Dispone de comunicaciones mediante autobuses urbanos y se encuentra a pocos minutos de la estación Murcia del Carmen, con conexiones ferroviarias de cercanías y media distancia. En la zona pueden encontrarse servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios. Cerca de la ubicación se encuentran el Hospital Reina Sofía y el Jardín de La Fama. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1979

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
5064502XH6056S0043LX
Cadastral area
92 m²
Year built
1979
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

71/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 86.51m² en Murcia a 2023€/m² (mediana zona 2723€/m², delta -25.7%). Estado Mejorable. Posesión libre. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -25.7% frente a la mediana zonal (2723€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −918 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Fama, Murcia, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-25.7%Strong opportunity
Scope
Neighbourhood
Zone median
€2,723 /m²
This asset
€2,023 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+210.3%Above anchor
Scope
Postal code
Zone median
€652 /m²
This asset
€2,023 /m²
Samples
82
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€175,000
Transfer tax (ITP) 8% — Murcia€14,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€613
Estimated total investment€190,613
Estimated refurbishment (state: mejorable)€34,500 – €60,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Jul 2026
€39,000arrow_forward€175,000-348.72%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Murcia by AI score

Calle Alguazas, s/n
90

Calle Alguazas, s/n

€86,735

€1,111/m² · 78 m²

View analysisarrow_forward
Plaza De las Palmeras
83

Plaza De las Palmeras

€91,000

€1,198/m² · 75.93 m²

View analysisarrow_forward
Calle Río Tajo
82

Calle Río Tajo

€39,000

€765/m² · 50.99 m²

View analysisarrow_forward
Piso en Torre de Romo
82

Piso en Torre de Romo

€89,300

€859/m² · 104 m²

View analysisarrow_forward
Piso en Palomarico, Edif. Palomarico
82

Piso en Palomarico, Edif. Palomarico

€94,600

€1,213/m² · 78 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing