AtalayaAtalaya

Piso en Sant Miquel

Alcoy/alcoi, Alicante • Apartment • Ref: #9EC11CFC

€52,000-25% vs area market
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Size

58 m²

Price / m²

€897

Rooms

2

OccupancyUnconfirmed
47
Piso en Sant Miquel — Alcoy/alcoi
Photo: Hipoges
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir en propiedad este inmueble con una amplia superficie que se encuentra ubicado en la localidad de Alcoy, provincia de Alicante. Estado interior con múltiples opciones y posibilidades para reformar/actualizar. Inmejorable inmueble para desarrollar tu proyecto de reforma o adecuación. Diseña el hogar de tus sueños a medida, gracias a los numerosos atractivos de la vivienda. Situado en entorno tranquilo, pero a poca distancia del centro de la localidad dónde disponer de servicios cómo supermercados, comercios, hostelería, plazas, etc. Alcoy (cooficialmente en valenciano: Alcoi) es un municipio y una ciudad situada al sureste de España, en la provincia de Alicante, Comunidad Valenciana. Es capital de la comarca de la Hoya de Alcoy, dentro de la subcomarca de los Valles de Alcoy. Su población es de 60.372 habitantes (INE 2024). Integrado en la comarca de Hoya de Alcoy, de la que ejerce de capital, se sitúa a 55 km de la capital provincial.El núcleo urbano está situado en un valle rodeado por la sierra de Mariola, Biscoi, L'Ombria, La Serreta, el Carrascal de la Fuente Roja, la Carrasqueta y Els Plans. Por lo tanto el inmueble tiene todo lo que necesitas para una gran calidad de vida, o bien para una segura inversión inmobiliaria. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Floor

2

Elevator

No

Terrace

No

Parking

No

Year built

1960

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
9868506YH1896N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 58.00m² en Alcoy/alcoi a 897€/m² (mediana zona 1189€/m², delta -24.6%). Requiere Reforma Integral. Posesión desconocida. Zona baja, inventario reciente (89 días).

trending_upStrengths

  • +Descuento del -24.6% frente a la mediana zonal (1189€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcoy/alcoi, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-24.6%Good price
Scope
Municipality
Zone median
€1,189 /m²
This asset
€897 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-10.3%Good price
Scope
City
Zone median
€1,000 /m²
This asset
€897 /m²
Samples
28
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€52,000
Transfer tax (ITP) 10% — Comunitat Valenciana€5,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€58,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing