AtalayaAtalaya

Local en Plaza Reina Sofia, Huércal-Overa

Huercal Overa • Retail • Ref: #9D645A8B

€694,000
open_in_newView original listing

Size

1140 m²

Price / m²

€609

OccupancyUnconfirmed
37
Local en Plaza Reina Sofia, Huércal-Overa — Huercal Overa
Photo: Cimenta2
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AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial situado en la planta baja de un edificio residencial consolidado, en la calle Don Pedro Mena Mula. dentro del municipio de Huércal-Overa. El inmueble cuenta con una superficie útil aproximada de 1.040 m², fachada de gran longitud,lo que le proporciona excelente visibilidad y buenas posibilidades de división interior. Ubicado en un entorno urbano consolidado, con actividad comercial y de servicios variada, tráfico peatonal y rodado medio, y un grado de ocupación comercial alto.La zona dispone de infraestructuras completas, transporte público cercano, zonas verdes, equipamientos educativos, sanitarios y comerciales a poca distancia, lo que refuerza su atractivo para actividades de atención al público.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 1140 m² but the cadastre records 892 m² (-22%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3689102WG9338N
Cadastral area
892 m²
Year built
1978
Cadastral use
Non-developable land (RDL 1/2004)

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 299 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

37/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
4/15

Local comercial planta unknown de 1140.00m² en Huercal Overa a 609€/m² (mediana zona 506€/m², delta %). desconocida. Zona muy_baja, 298 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 2741 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Huercal Overa

Listing intel

SourceCimenta2
On the market sinceNov 2025 (299 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing