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House in Torrelles de Llobregat

Torrelles de Llobregat, Barcelona • Ref: #9CF28F44

€260,000
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Size

229 m²

Price / m²

€1,138

Rooms

4

OccupancyVacant
39
House in Torrelles de Llobregat — Torrelles de Llobregat
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Derelict

Photo quality

Good

Model observations

  • •Fachada: Las edificaciones parecen estar en un estado de abandono, con vegetación creciendo alrededor y sin ventanas ni puertas.
  • •Exterior: La entrada principal está en ruinas, con la verja caída y mucha vegetación sin controlar.
  • •Baño: El baño está destripado, con solo los azulejos en la pared y el suelo de cemento, sin instalaciones sanitarias.

Description

Bank-owned property managed by Solvia (Livingcenter (CaixaBank)).

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

Yes

Year built

2006

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 228.5 m² but the cadastre records 506 m² (+121%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4876806DF1747N0001TF
Cadastral area
506 m²
Year built
2006
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
0/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 457.00m² en Torrelles de Llobregat a 569€/m² (mediana zona 1706€/m², delta -66.6%). En Ruina. Posesión libre. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 3587 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -66.6% frente a la mediana zonal (1706€/m²)
  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Torrelles de Llobregat, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-40.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,903 /m²
This asset
€1,138 /m²
Samples
4046
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€260,000
Transfer tax (ITP) 10% — Cataluña€26,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€910
Estimated total investment€287,910
Estimated refurbishment (state: ruina)€205,500 – €320,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated24 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing