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AtalayaAtalaya

Calle Júpiter

LleidaApartmentRef: #9C841EAE

€70,000-41% vs area market
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Size

77 m²

Price / m²

€908

Rooms

3

OccupancyOccupied · no titleDeduced by AI
60
Calle Júpiter — Lleida
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: Se aprecian persianas metálicas bajadas en los locales comerciales, algunas con grafitis.
  • Exterior: Los balcones de los edificios muestran un desgaste general y algunos elementos antiguos.

descriptionDescription

Piso de 77 m² ubicado en Lleida. Se trata de un piso de 77 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Lleida, en una zona consolidada y residencial con acceso directo a la Avenida de Madrid y la N-240, lo que facilita la conexión con las principales vías de entrada y salida de la ciudad. En cuanto a comunicaciones públicas, la zona dispone de varias líneas de autobús urbano que conectan con diferentes puntos de Lleida, así como proximidad a la estación de tren Lleida-Pirineus, que ofrece servicios de cercanías, media y larga distancia, incluyendo AVE. En el entorno se encuentran servicios esenciales como supermercados, restaurantes, instalaciones deportivas, oficinas bancarias y otros negocios comerciales. Destacan puntos de interés cercanos como el Parque de los Campos Elíseos, uno de los espacios verdes más emblemáticos de la ciudad, el Hospital Universitario Arnau de Vilanova, el Centro Comercial La Fira y el Museo de Lleida, todos ellos dentro de la propia localidad y a corta distancia del inmueble. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1967

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1195311CG0019E0018UH
Cadastral area
77 m²
Year built
1967
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 293 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 77.12m² en Lleida a 908€/m² (mediana zona 1552€/m², delta -41.5%). Estado Mejorable. Posesión con ocupación irregular. Zona media, 291 días en mercado.

trending_upStrengths

  • +Descuento del -41.5% frente a la mediana zonal (1552€/m²)

warningRisks

  • IA detectó: ocupado por persona sin justo título

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lleida, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-41.5%Strong opportunity
Scope
Municipality
Zone median
€1,552 /m²
This asset
€908 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+9.9%Above anchor
Scope
Postal code
Zone median
€826 /m²
This asset
€908 /m²
Samples
54
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€70,000
Transfer tax (ITP) 10% — Cataluña€7,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€78,300
Estimated refurbishment (state: mejorable)€31,000€54,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2025 (293 days)
On Atalaya since22 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing