AtalayaAtalaya

Penthouse in Palma de Mallorca

Calle José Martínez

Palma de Mallorca, Illes Balears • Ref: #9B286B35

€240,000
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Size

30 m²

Price / m²

€8,067

Rooms

1

OccupancyVacant
51
Calle José Martínez — Palma de Mallorca
Photo: Solvia
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: El suelo de baldosas y las puertas de madera son funcionales pero muestran un estilo anticuado.
  • •Cocina: Los muebles de cocina son blancos y funcionales, pero el diseño y los electrodomésticos son antiguos.
  • •General: La propiedad necesita una actualización estética general, incluyendo pintura y posible renovación de suelos.

Description

Ático de 1 dormitorio en Palma de Mallorca. La vivienda se encuentra en un edificio construido en 1966 y con una superficie de 30 m² se compone de salón-comedor, 1 dormitorio, cocina amueblada y 1 baño amueblado. Situado en el casco urbano, esta vivienda ofrece buena conexión por transporte público como el autobús con las líneas 7 y 14 o por transporte privado con fácil acceso a la Ms-19 y Ma-20. Su cercanía a colegio, instituto, complejo deportivo, supermercados, cafeterías, restaurantes y farmacias la convierten en una propuesta inteligente. Ubicado a 9 minutos del Puerto Deportivo y a 19 minutos de la playa Can Pere Antoni. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1966

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 29.75 m² but the cadastre records 25 m² (-16%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2005508DD7820E0016KE
Cadastral area
25 m²
Year built
1966
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 29.75m² en Palma de Mallorca a 8067€/m² (mediana zona 5152€/m², delta +56.6%). Estado Mejorable. Posesión libre. Zona media, inventario reciente (14 días).

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Precio +56.6% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Palma de Mallorca, Illes Balears

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+56.6%Above anchor
Scope
Municipality
Zone median
€5,152 /m²
This asset
€8,067 /m²
Period
abril 2026
Source
Idealista

vs other bank assets

+111.5%Above anchor
Scope
Postal code
Zone median
€3,814 /m²
This asset
€8,067 /m²
Samples
60
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€240,000
Transfer tax (ITP) 8% — Illes Balears€19,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€840
Estimated total investment€261,040
Estimated refurbishment (state: mejorable)€12,000 – €21,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2026 (23 days)
On Atalaya since4 Sept 2026
Last updated25 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing