AtalayaAtalaya

Riu Ter Bl. 2, Esc 4, 3º B

Tarragona • Other · Auction • Ref: #9A780900

€57,625
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OccupancyUnconfirmed
46
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

DESCRIPCIÓN DE LA FINCA HIPOTECADA: C. RIU TER , BLOQUE DOS, ESCALERA 4, 3º B CAMPO CLARO DATOS REGISTRALES: CRU 43018000123549

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€55,124
Detalle cargasHipoteca a favor de VUELTA DIRECT HOLDINGS, S.A.R.L. por 42071 EUR de capital, 3786.39 EUR de intereses remuneratorios, 11359.17 EUR de intereses moratorios, 5048.52 EUR para costas y gastos, y 841.42 EUR para anticipos. Anotación preventiva de embargo a favor del AJUNTAMENT DE RIUDOMS por 1405.82 EUR. Servidumbres de paso de carro, de agua y de acueducto/mina subterránea.
Hipoteca€54,096
Embargos€1,406
Puja mínima€57,625
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, servidumbre, afeccion_fiscal, anotacion_preventiva, embargo
Análisis riesgoLa propiedad tiene una hipoteca significativa y un embargo, además de varias servidumbres. La ocupación es desconocida, lo que añade un riesgo potencial de ocupación. La fase procesal es de subasta activa, lo que indica que el proceso está en marcha.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0237109CF5503G

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
7/15
BOE bonus
3/6

Subasta BOE en Tarragona a 57,625€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 9 días.

trending_upStrengths

  • +Subasta inminente: cierre en 9 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Municipality
Zone median
€2,233 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€57,625
Transfer tax (ITP) 10% — Cataluña€5,763
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€64,688

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (13 days)
On Atalaya since29 Aug 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing