AtalayaAtalaya

Lg. Akorda

Ibarrangelu, Bizkaia • Apartment • Ref: #99FB7733

€90,000
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Size

88 m²

Price / m²

€1,024

Rooms

1

OccupancyVacant
75
Lg. Akorda — Ibarrangelu
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 88 m² ubicado en Ibarrangelu, Vizcaya. Se trata de un piso de 88 m² distribuidos en salón-comedor, cocina, 1 dormitorio y 1 baño. El piso se sitúa en el entorno de Ankorda, dentro del municipio de Ibarrangelu, teniendo buenos accesos por la BI-2237 y conexión con las principales vías de la comarca de Urdaibai. Dispone de comunicaciones mediante líneas de autobús interurbano de Bizkaibus que conectan el municipio con Gernika-Lumo, Lekeitio y Bilbao. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas y otros comercios básicos. A pocos minutos de la Playa de Laga y de la Reserva de la Biosfera de Urdaibai. También cuenta con conexiones hacia Gernika-Lumo, donde se encuentran servicios sanitarios y comerciales de referencia. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
N9726615Y

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

75/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 87.90m² en Ibarrangelu a 1024€/m² (mediana zona 3394€/m², delta -69.8%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, inventario reciente (49 días).

trending_upStrengths

  • +Descuento del -69.8% frente a la mediana zonal (3394€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ibarrangelu, Bizkaia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-69.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,394 /m²
This asset
€1,024 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-46.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,929 /m²
This asset
€1,024 /m²
Samples
55
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€90,000
Transfer tax (ITP) 4% — País Vasco€3,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€315
Estimated total investment€94,915

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (50 days)
On Atalaya since14 Jul 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing