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Apartment in Yecla

Calle San Jose, 51

Centro, Yecla, Murcia • Ref: #97BA55D7

€72,000-36% vs area market
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Size

149 m²

Price / m²

€483

Rooms

3

OccupancyVacant
69
Calle San Jose, 51 — Centro, Yecla
Photo: sareb
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •El salón presenta paredes con papel pintado antiguo y el suelo de terrazo está sucio y con restos de obra.
  • •La cocina tiene muebles antiguos y le faltan electrodomésticos, además de tener el suelo sucio.
  • •El baño está destripado, con azulejos rotos y sin lavabo ni ducha.
  • •Hay escombros y materiales de obra en varias estancias, indicando una reforma en curso.

Description

Vivienda ubicada en Yecla, Murcia, ideal para familias. Con una superficie de 149 m² construidos. Se encuentra cerca del centro de Yecla. En sus alrededores encontramos el Colegio Público La Pedrera. El entorno ofrece colegios, transporte público y supermercados cercanos, asegurando confort y facilidad de acceso a servicios. Cuenta con fácil acceso a RM-426, RM-A18 y RM-404. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades.

Characteristics

Bathrooms

2

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1984

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
4458027XH6745G0004FU
Cadastral area
149 m²
Year built
1984
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 652 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 149.00m² en Yecla a 483€/m² (mediana zona 898€/m², delta -46.2%). Requiere Reforma Integral. Posesión libre. Zona baja, stock estancado (648 días).

Strengths

  • +Descuento del -46.2% frente a la mediana zonal (898€/m²)
  • +Aliseda declara el activo con posesión: libre para entregar

Risks

  • −648 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro, Yecla, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-46.2%Strong opportunity
Scope
Municipality
Zone median
€898 /m²
This asset
€483 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-27.9%Strong opportunity
Scope
City
Zone median
€670 /m²
This asset
€483 /m²
Samples
25
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€72,000
Transfer tax (ITP) 8% — Murcia€5,760
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€79,060

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
6 Oct 2026
€75,000arrow_forward€72,000-4%

Listing intel

SourceAliseda
On the market sinceDec 2024 (652 days)
On Atalaya since12 May 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing