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House in Flix

Flix, Tarragona • Ref: #97AECBC8

€6,100
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Size

77 m²

Price / m²

€79

Rooms

2

OccupancyVacant
68
House in Flix — Flix
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta revestimientos degradados con perdida de mortero, grietas visibles y cableado exterior desordenado.
  • •Exterior: Callejo estrecho con edificaciones antiguas donde unicamente se aprecian accesos y cerramientos exteriores sin acceso al interior.
  • •Balcon: Barandillas metalicas sencillas y carpinterias de madera tradicionales en estado envejecido.

Description

Casa de pueblo para rehabilitar su interior en su totalidad. Se trata de una vivienda unifamiliar adosada que consta de tres plantas sobre rasante, compuesta por dos dormitorios y un cuartos de baño, con una superficie construida de 57 m2 y una superficie útil de vivienda de 47.5 m2.. Se encuentra situado en el municipio de Flix, en la provincia de Tarragona. La vivienda está compuesta de dos plantas. La planta baja dispone de un espacio diáfano para el trastero, salón-comedor, cocina, un cuarto de baño, la planta primera se distribuyen los dos dormitorios. La planta bajo cubierta es un espacio totalmente diáfano sin distribución que funciona como buhardilla La vivienda dispone de suelos de gres en las estancias principales, ventanas de aluminio y carpintería interior de madera, principalmente de sapeli. En la vivienda es necesario realizar una reforma para adecuarlo a unas condiciones de habitabilidad óptimas El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público.

Characteristics

Bathrooms

1

Elevator

No

Year built

1900

Energy rating

F

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
4876818BF9647F0001JU
Cadastral area
76 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 892 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
14/25
Legal liens
4/15
Zone liquidity
13/15

Vivienda de 77.20m² en Flix a 79€/m². Sin referencia zonal. estado mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Sin referencia zonal disponible
  • −882 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Flix, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-59.5%Strong opportunity
Scope
Postal code
Zone median
€195 /m²
This asset
€79 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€6,100
Transfer tax (ITP) 10% — Cataluña€610
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€8,010
Estimated refurbishment (state: mejorable)€31,000 – €54,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Sept 2026
€8,575arrow_forward€6,100-28.86%

Listing intel

SourceSolvia
On the market sinceApr 2024 (892 days)
On Atalaya since7 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Flix by AI score

See all bank-owned properties in Flix

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing