AtalayaAtalaya

Rio Nervion, 1 4º Dcha.

Leganés, Madrid • Apartment · Auction • Ref: #977ADFE3

€205,000
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Size

58 m²

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

C/ RIO NERVIÓN Nº1 – 4º DCHA (28913) LEGANÉS

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€205,000
Detalle cargasHipoteca a favor de CAJA DE AHORROS Y MONTE DE PIEDAD DE MADRID, constituida en escritura otorgada el 6 de abril de 2006 ante el Notario de LEGANÉS, Don JOSE MARÍA MARTÍN CASTILLO, número 405 de protocolo, que causó la inscripción 4ª de fecha 12 de junio de 2006, cuyo plazo de duración máximo será de TRESCIENTOS MESES, contados desde la fecha del otorgamiento de la escritura, quedando respondiendo esta finca de: CIENTO OCHENTA Y TRES MIL EUROS de principal; dieciocho meses de intereses remuneratorios al tipo del 3'75 por ciento anual, salvo modificación pactada, de acuerdo con los términos del contrato; veinticuatro meses de intereses moratorios al tipo de los que resulte establecido para su cálculo en la estipulación 6A, sin que en ninguno de ambos casos pueda sobrepasarse el límite del TRECE POR CIENTO; y de la cantidad de VEINTISIETE MIL CUATROCIENTOS CINCUENTA EUROS que se estipulan para costas y gastos. Se tasa para subasta en la cantidad de DOSCIENTOS CINCO MIL EUROS. La hipoteca fue novada y ampliada en la inscripción 6ª, cedida en la inscripción 7ª a WIND LUXEMBOURG S.A.R.L. y cedida nuevamente en la inscripción 8ª a LV IV A SV. La responsabilidad hipotecaria total tras la ampliación es de 212590.55 EUR de principal, 18 meses de intereses remuneratorios al 3.75%, 24 meses de intereses moratorios al 13%, y 31889.34 EUR de costas y gastos. El valor de tasación para subasta es de 205000 EUR.
Hipoteca€205,000
Puja mínima€205,000
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa propiedad no es vivienda habitual, lo que reduce el riesgo de ocupación. Sin embargo, la ocupación actual es desconocida, lo que introduce un riesgo moderado. La hipoteca es la única carga principal y está bien definida.

assignmentCadastral data

Cadastral ref.
4452802VK3645S0019KX.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Leganés a 205,000€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

trending_upStrengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Leganés, Leganés, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+16.7%Above anchor
Scope
Municipality (MITMA)
Zone median
€3,030 /m²
This asset
€3,534 /m²
Samples
448
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€205,000
Transfer tax (ITP) 6% — Madrid€12,300
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€718
Estimated total investment€219,018

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (8 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing