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Apartment in Sabadell

Calle Urals, s/n

Sabadell, Barcelona • Ref: #94DB4FBA

€108,000-48% vs area market
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Size

91 m²

Price / m²

€1,186

Rooms

4

OccupancyOccupied · legal tenant
68
Calle Urals, s/n — Sabadell
Photo: holapisos
1 / 33

AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Espacioso con suelos de gres en buen estado general, pero con marcas evidentes de humedad y suciedad en la parte inferior de las paredes.
  • •Bano: Totalmente funcional y alicatado, equipado con plato de ducha, inodoro y bide, aunque con estetica algo anticuada.
  • •Pasillo: Distribuidor con puertas de madera y carpinteria interior conservada, requiriendo principalmente pintura y puesta a punto.

Description

Vivienda ubicada en Sabadell, Barcelona, ideal para familias. Con una superficie de 91 m² construidos distribuidos en 3 habitaciones y 1 baños. Se encuentra en una zona residencial de Sabadell. En sus alrededores encontramos el Escola Font Rosella. El entorno ofrece colegios, transporte público y supermercados cercanos, ofreciendo una excelente calidad de vida y conectividad. Cuenta con fácil acceso a N-150, Ronda de Zamenhof y Carrer de Vilarrúbias. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1960

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

F

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 91 m² but the cadastre records 160 m² (+76%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4330005DG2043C
Cadastral area
160 m²
Year built
1960
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 946 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 91.00m² en Sabadell a 1186€/m² (mediana zona 2291€/m², delta -48.2%). Estado Mejorable. Posesión con inquilino legal. Zona alta, más de 2 años sin vender.

Strengths

  • +Descuento del -48.2% frente a la mediana zonal (2291€/m²)

Risks

  • −945 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Sabadell, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-48.2%Strong opportunity
Scope
Municipality
Zone median
€2,291 /m²
This asset
€1,186 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-40.7%Strong opportunity
Scope
Postal code
Zone median
€2,000 /m²
This asset
€1,186 /m²
Samples
33
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€108,000
Transfer tax (ITP) 10% — Cataluña€10,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€378
Estimated total investment€120,178
Estimated refurbishment (state: mejorable)€36,500 – €63,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMar 2024 (946 days)
On Atalaya since10 Oct 2026
Last updated10 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing