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Folch i Torres, 40 2º C Esc, 2

Piera, Barcelona • Apartment · Auction • Ref: #94ABDA58

€93,758
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OccupancyUnconfirmed
26
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Finca registral 11662-Entidad nº 23.- Piso 2º puerta C de la escalera nº 2, con acceso por el portal de entrada recayente a la calle Folch i Torres nº 40 del inmueble sito en Piera. Inscrita en el Registro de la Propiedad nº 2 de Igualada

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€115,808
Detalle cargasHipoteca a favor de CAIXA D'ESTALVIS DEL PENEDES por 62505.26 EUR (principal) + 22501.89 EUR (intereses ordinarios) + 1738.36 EUR (intereses de demora) + 10517.71 EUR (costas y gastos). Otra hipoteca a favor de CAIXA D'ESTALVIS DEL PENEDES por 57800 EUR (principal) + 9015.18 EUR (costas y gastos) + 12716 EUR (intereses de demora).
Hipoteca€115,808
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa situación posesoria es desconocida, lo que implica un riesgo de ocupación. Además, hay dos hipotecas sobre la propiedad, una de las cuales es la que se está ejecutando, y la otra es posterior.

assignmentCadastral data

Cadastral ref.
5776507CF9957N-0001/ML

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
1/15
BOE bonus
3/6

Subasta BOE en Piera a 93,758€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 12 días.

trending_upStrengths

  • +Subasta inminente: cierre en 12 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Sin referencia zonal disponible
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Piera, Piera, Barcelona

Estimated acquisition costs

Asset price€93,758
Transfer tax (ITP) 10% — Cataluña€9,376
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€328
Estimated total investment€104,462

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 28 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (15 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing