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AtalayaAtalaya

Land in Nájera

Calle Santa Domingo

Nájera, La Rioja • Ref: #94150194

€40,000
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Size

3795 m²

Price / m²

€11

OccupancyVacant
61
Calle Santa Domingo — Nájera
Photo: Solvia
1 / 4

AI visual analysis

Automated analysis · physical condition

0 of 4 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Interesante oportunidad para promotores, industriales e inversores. Parcela de 3.795 m² situada en el área industrial de Arenales, al noroeste de Nájera, con excelente conexión a la A-12 Camino de Santiago y al principal eje logístico de La Rioja Alta. El activo está clasificado como Suelo Urbano No Consolidado de uso industrial, integrado en la Unidad de Ejecución U.E.I.-2, contando con una edificabilidad aproximada de 3.855,90 m². La normativa urbanística permite el desarrollo de hasta dos naves industriales exentas, siendo la parcela mínima exigida de 1.500 m², con una altura máxima de 10 metros a cornisa y los parámetros propios de la ordenanza industrial aplicable. El ámbito presenta una situación especialmente atractiva para inversores y usuarios finales debido a que dispone de posibilidades de desarrollo casi autónomas, quedando pendientes determinadas actuaciones de gestión urbanística vinculadas a la unidad de ejecución, circunstancia que permite al futuro adquirente definir la estrategia de desarrollo más adecuada para el activo.

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 3795.36 m² but the cadastre records 149 m² (-96%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1471509WM2917A0011KE
Cadastral area
149 m²
Year built
1980
Cadastral use
Industrial

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 577 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
6/15

Suelo urbano (uso industrial) de 3795.36m² en Nájera a 11€/m² (mediana zona 51€/m², delta -78.2%). Posesión libre. Zona muy_baja, stock estancado (551 días).

Strengths

  • +Descuento del -78.2% frente a la mediana zonal (51€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −551 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Nájera, La Rioja

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-73.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€41 /m²
This asset
€11 /m²
Samples
112
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€40,000
Transfer tax (ITP) 7% — La Rioja€2,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€44,100

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€96,000arrow_forward€40,000-58.33%

Listing intel

SourceSolvia
On the market sinceMar 2025 (577 days)
On Atalaya since16 Sept 2026
Last updated24 Oct 2026

Zone comparables

Top 5 similar properties in Nájera by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing