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Calle Almirante Cervera Esquina C/ Monturiol4-3

El Grao de Castellón, Grao de Castellon, CastellónApartment · AuctionRef: #9408D3FE

€157,800
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OccupancyUnconfirmed
33
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

FINCA Nº 37.750.- URBANA.- VEINTISEIS VIVIENDA DEL TIPO F,SITUADA EN LA PLANTA TERCERA EN ALTO, A LA DERECHA MIRANDO LA FACHADA DESDE A C/ MONTURIOL, DEL EDIFICIO SITUADO EN EL GRAO DE CASTELLÓN,C/ ALMIRANTE CERVERA, ESQUINA A LA C/ MONTURIOL. La vivienda descrita tiene como anejo un cuarto trastero situado sobre la ultima planta de viviendas. Inscrita en el Registro de la Propiedad nº 5 de Castellón , al tomo y libro 408, Folio

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€180,796
Detalle cargasHipoteca a favor de BANKIA, S.A. por 95812.33 euros (capital + costas). Embargo administrativo a favor de la Tesorería General de la Seguridad Social por 24833.81 euros. Otro embargo administrativo a favor de la Tesorería General de la Seguridad Social por 55966.77 euros. Total: 176612.91 euros. La hipoteca inicial era de 300000 euros, ampliada a 355783.43 euros. La certificación registral indica que la hipoteca está vigente y sin cancelar. La cantidad reclamada en el edicto es 277838.77 euros de principal y 83351.63 euros presupuestados para intereses y costas, lo que suma 361190.4 euros. Se toma el valor de la hipoteca y los embargos del registro.
Hipoteca€99,995
Embargos€80,801
Puja mínima€157,800
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva
Análisis riesgoLa propiedad tiene una hipoteca y dos embargos administrativos que superan el valor de tasación. La ocupación es desconocida, lo que añade riesgo al proceso de desalojo. La cantidad reclamada en el edicto es significativamente mayor que el valor de tasación, lo que podría implicar que el deudor no tiene capacidad para cubrir la deuda.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6675001YK5267N
Cadastral area
1042 m²
Year built
2002
Cadastral use
Urbanization works · undeveloped land

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

33/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
Possession
Not assessable
Physical state
Not assessable
Legal liens
6/15
Zone liquidity
3/15
BOE bonus
3/6

Subasta BOE en Grao de Castellon a 157,800€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 5 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 5 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • Sin referencia zonal disponible
  • Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Grao de Castellón, Grao de Castellon, Castellón

Estimated acquisition costs

Asset price€157,800
Transfer tax (ITP) 10% — Comunitat Valenciana€15,780
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€552
Estimated total investment€175,132

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 21 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (22 days)
On Atalaya since8 Sept 2026
Last updated9 Sept 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing