AtalayaAtalaya

House in San Martín del Río

San Martín del Río, Teruel • Ref: #92F01606

€15,000
open_in_newView original listing

Get new bank-owned properties in San Martín del Río under your budget by email. Free.

Size

134 m²

Price / m²

€112

Rooms

3

OccupancyVacantDeduced by AI
63
House in San Martín del Río — San Martín del Río
Photo: Hipoges
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un revestimiento desgastado y sucio, con cables eléctricos a la vista.
  • •Exterior: Las ventanas son de aluminio, pero el marco de la ventana superior muestra signos de deterioro en el revoco.
  • •Exterior: La calle es estrecha y las casas adyacentes también parecen antiguas.

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Edificio de tres alturas sobre rasante, ubicado en la localidad de San Martín del Río, en la provincia de Teruel. La vivienda está compuesta por tres dormitorios, un baño, salon-comedor, cocina y una terraza. El edificio tiene una antigüedad de 119 años, construido en el año 1900, sin ascensor. La vivienda mide unos 134.0 metros cuadrados construidos y 110.0 metros cuadrados utiles, cuyo interior cuenta con tres dormitorios, un baño, salon-comedor, cocina y una terraza. No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5777604XL3457N
Cadastral area
134 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 134.00m² en San Martín del Río a 112€/m². Sin referencia zonal. estado mejorable. Posesión libre. Zona muy_baja, inventario reciente (89 días).

Strengths

  • +IA (confianza media): NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR

Risks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Martín del Río, Teruel

Estimated acquisition costs

Asset price€15,000
Transfer tax (ITP) 8% — Aragón€1,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€17,500
Estimated refurbishment (state: mejorable)€53,500 – €94,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated9 Oct 2026
See all bank-owned properties in Teruel

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing