AtalayaAtalaya

House in Vilanova i la Geltrú

Calle Melies

Santa Maria I Sud Sumella, Vilanova i la Geltrú, Barcelona • Ref: #92A5537F

€429,000-19% vs area market
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Size

179 m²

Price / m²

€2,395

Rooms

4

OccupancyVacant
70
Calle Melies — Santa Maria I Sud Sumella, Vilanova i la Geltrú
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

Description

Chalet adosado de 179 m² ubicado en Vilanova i la Geltrú, Barcelona. Se trata de un chalet adosado en hilera, construido en 2002, de 179 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 3 baños. Construido sobre una parcela de 87 m². Se sitúa en una zona residencial del municipio, con acceso a las carreteras C-31 y C-32. Dispone de líneas de autobús urbano en el entorno y la estación de Vilanova i la Geltrú, con servicios de Rodalies de la línea R2 Sud, se encuentra en el municipio. En la zona se pueden encontrar supermercados, centros educativos, instalaciones deportivas, restauración y comercios. Con nuestros servicios podrá encontrar el chalet adosado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Year built

2002

Energy rating

D

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
9438119CF8693N0027IY
Cadastral area
191 m²
Year built
2002
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 773 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 179.15m² en Vilanova i la Geltrú a 2395€/m² (mediana zona 2969€/m², delta -19.3%). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, más de 2 años sin vender.

Strengths

  • +IA detectó: No se menciona ocupación en la descripción.

Risks

  • −764 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Maria I Sud Sumella, Vilanova i la Geltrú, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-19.3%Good price
Scope
Municipality
Zone median
€2,969 /m²
This asset
€2,395 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

+25.5%Above anchor
Scope
Postal code
Zone median
€1,909 /m²
This asset
€2,395 /m²
Samples
29
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€429,000
Transfer tax (ITP) 10% — Cataluña€42,900
Notary (est.)€644
Land Registry (est.)€429
Admin agency (est.)€1,502
Estimated total investment€474,475

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
2 Sept 2026
€360,000arrow_forward€429,000-19.17%

Listing intel

SourceSolvia
On the market sinceAug 2024 (773 days)
On Atalaya since12 May 2026
Last updated25 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing