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Piso en Calle Canton Bajo, Moratalla

MoratallaApartmentRef: #924C5B58

€35,200-46% vs area market
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Size

158 m²

Price / m²

€223

Rooms

3

OccupancyUnconfirmed
51
Piso en Calle Canton Bajo, Moratalla — Moratalla
Photo: Cimenta2
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AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • Las paredes de varias estancias presentan desconchones y humedad, con la pintura muy deteriorada.
  • Los techos tienen vigas de madera expuestas y en algunas zonas se observa el deterioro de la estructura.
  • El baño, aunque funcional, tiene un aspecto muy básico y antiguo, con azulejos y sanitarios desfasados.
  • La cocina es una estructura de obra con un fregadero muy rudimentario, indicando una necesidad de reforma completa.

descriptionDescription

Vivienda unifamiliar entre medianeras situada en el casco antiguo de la población, con calles muy estrechas y con gran desnivel entre las mismas (típico de esta población). Se desarrolla en cuatro plantas altas y con diferentes tramos de escaleras entre las habitaciones de una misma planta. Ubicado en la localidad de Moratalla, en la provincia de Murcia. El edificio fue construido en el año 1900. Tiene una superficie de 120 m2. Murcia se encuentra a una distancia de 84.5 km, alcanzable en 57 mins. En los alrededores se puede encontrar: Restaurantes, hoteles y alojamientos, centros educativos y centros sanitarios. Paradas de autobús, como "Estación De Autobuses De Caravaca De La Cruz"

Characteristics

Bathrooms

1

Elevator

No

Year built

1900

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 157.81 m² but the cadastre records 120 m² (-24%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7075105WH9277E
Cadastral area
120 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 302 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
Physical state
7/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 157.81m² en Moratalla a 223€/m² (mediana zona 417€/m², delta -46.5%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 301 días en mercado.

trending_upStrengths

  • +Descuento del -46.5% frente a la mediana zonal (417€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Moratalla

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-46.5%Strong opportunity
Scope
Municipality
Zone median
€417 /m²
This asset
€223 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-13.2%Good price
Scope
City
Zone median
€257 /m²
This asset
€223 /m²
Samples
15
Source
Atalaya (bank inventory)

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Jun 2026
€44,000arrow_forward€35,200-20%

Listing intel

SourceCimenta2
On the market sinceNov 2025 (302 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing