AtalayaAtalaya

Calle Nou

Vall-llobrega, Girona • House • Ref: #902A7D77

€272,000
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Size

130 m²

Price / m²

€2,085

Rooms

1

OccupancyVacant
42
Calle Nou — Vall-llobrega
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Exterior: La propiedad parece estar en un estado general aceptable, pero el terreno adyacente está descuidado con hierba seca.
  • •Fachada: Las fachadas de las viviendas adosadas se ven en buen estado, con ventanas y persianas funcionales.
  • •Exterior: La valla perimetral es de malla metálica con una tela de ocultación, mostrando un aspecto funcional pero no estético.

descriptionDescription

Casa adosada de 130 m² ubicada en Vall-llobrega, Girona. Se trata de una casa adosada de 2 plantas con 130 m² distribuida en varias estancias aptas para la vida diaria. Se sitúa en el núcleo urbano de la localidad, con acceso por la carretera C-31 y vías locales que conectan con Palamós, Palafrugell y el resto de municipios del Baix Empordà. La población dispone de servicio de transporte interurbano por carretera hacia los municipios del entorno. En la zona se encuentran comercios de proximidad, restaurantes, centro educativo, instalaciones municipales y otros servicios básicos. A pocos kilómetros se localizan las playas y el puerto de Palamós. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

2005

Energy rating

C

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
0766803EG1306N0002GD
Cadastral area
130 m²
Year built
2005
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 130.46m² en Vall-llobrega a 2085€/m² (mediana zona 1240€/m², delta +68.1%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (19 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 593 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +68.1% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vall-llobrega, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+63.3%Above anchor
Scope
Province (MITMA)
Zone median
€1,277 /m²
This asset
€2,085 /m²
Samples
509
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€272,000
Transfer tax (ITP) 10% — Cataluña€27,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€952
Estimated total investment€301,152
Estimated refurbishment (state: mejorable)€52,000 – €91,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (27 days)
On Atalaya since15 Sept 2026
Last updated22 Sept 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing