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Retail in Calahorra

Calle Sertorio

Calahorra, La Rioja • Ref: #8FCFF76E

€254,500
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Size

1953 m²

Price / m²

€130

OccupancyVacant
69
Calle Sertorio — Calahorra
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •El garaje presenta paredes con pintura desconchada y suciedad generalizada, indicando necesidad de reforma.
  • •Los interiores muestran suelos de hormigón o baldosas muy desgastadas y paredes con restos de pintura antigua y suciedad.
  • •Hay indicios de obras en curso o recientes, con escombros y materiales en el suelo en algunas áreas.
  • •La fachada del edificio parece estar en un estado aceptable, pero los interiores requieren una reforma integral.

Description

Se trata de un local comercial de ubicado en Calahorra, La Rioja. El local está formado por 2 fincas registrales, con superficies de 546 m² y de 414 m², y aunque actualmente es utilizado como garaje, es ideal para instalar un supermercado o similar. Dispone de Dos portalones metálicos e entrada de vehículos y una puerta de acceso a zona comercial u oficinas. Se puede dividir en tres partes diferenciadas con acceso desde la fachada principal. El local se sitúa en una ubicación estratégica en la C/ Sertorio, en zona céntrica del núcleo urbano de Calahorra, que ofrece buenos accesos a través de las principales vías de la ciudad. La conexión con la autovía A-68 permite un fácil acceso a otras localidades y a las rutas principales de transporte en la región. En cuanto al transporte público, dispone de paradas de autobús cercanas que conectan con diferentes áreas de la ciudad y sus alrededores. En la zona, podemos encontrar una variedad de servicios como supermercados, restaurantes, centros educativos y instalaciones deportivas, que benefician tanto a los negocios locales como a los clientes que visitan la zona. Además, se encuentra en las proximidades del hospital San Francisco, lo cual es un importante punto de referencia y conveniencia para los visitantes. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5142909WM8854S

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 756 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
7/15

Local comercial planta unknown de 1953.34m² en Calahorra a 130€/m² (mediana zona 528€/m², delta %). libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 30 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −730 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Calahorra, La Rioja

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-71.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€455 /m²
This asset
€130 /m²
Samples
34
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€254,500
Transfer tax (ITP) 7% — La Rioja€17,815
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€891
Estimated total investment€274,206

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2024 (756 days)
On Atalaya since10 Sept 2026
Last updated24 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing