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Calle Nicolas de Olabeaga, 43

Altamira, Bilbao, Bizkaia • Other · Auction • Ref: #8F162905

€49,299
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OccupancyOccupied · type to verify
46
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

LONJA IZQUIERDA O NÚMERO DOS DE LA PLANTA BAJA de la Calla Nicolás de Olabeaga 43 de Bilbao.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Detalle cargasEsta finca esta GRAVADA por PROCEDENCIA de la finca matriz, que aparece registrada bajo el número 5.612, con las SERVIDUMBRES que se mencionan en la inscripción 1ª, al folio 68, del libro 206 de Bilbao. AFECCION por Transmisiones autoliquidada de 4 años con fecha 06/07/2021 y 03/01/2022.
Puja mínima€49,299
Fase judicialejecucion
Nivel de riesgohigh
Litigiosservidumbre, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada por uno de los copropietarios y se ha acondicionado como vivienda sin adecuación legal, lo que implica un alto riesgo de litigio y dificultad para la toma de posesión. Además, existen servidumbres y afecciones fiscales que pueden complicar la situación legal y económica del inmueble.

assignmentCadastral data

Cadastral ref.
U1211592R

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
Not assessable
—
Legal liens
12/15
Zone liquidity
0/15
BOE bonus
2/6

Subasta BOE en Bilbao a 49,299€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 0 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 0 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Cargas legales acotadas o inexistentes

warningRisks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Altamira, Bilbao, Bizkaia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

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Scope
Neighbourhood
Zone median
€4,623 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€49,299
Transfer tax (ITP) 4% — País Vasco€1,972
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€52,571

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 1 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (19 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing