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Suelo en Calle Isabel la Catolica, Vera

Cortijo Cañadas - Vera, Almería • Land • Ref: #8F092A58

€95,600
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OccupancyUnconfirmed
69
Suelo en Calle Isabel la Catolica, Vera — Cortijo Cañadas - Vera
Photo: Cimenta2
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AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Dos parcelas resultantes de forma irregular, que definen entre ellas y otra de propiedad municipal dos calles a urbanizar en el municipio de Vera, en la provincia de Almería. Clasificado según el PGOU de Vera como Suelo Urbano Consolidado, en el que se deberá realizarse la urbanización de las calles interiores y la cesión de los viales y parte de la parcela municipal. Superficie catastral 5.957 m2 y catastral de 7.716 m2. La ordenanza de aplicación es la 3: Núcleo de Vera, lo que permite la edificación intensiva para plurifamiliar o unifamiliar, con ocupación al 100 % y una altura máxima de tres plantas. Se redactó proyecto para 122 viviendas con una edificabilidad aproximada de 11.100 m².

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 795 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Zoning
22/25
Legal liens
7/15
Zone liquidity
8/15

Suelo urbano (residencial) de ?m² en Cortijo Cañadas - Vera a ?€/m². Sin referencia zonal. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warningRisks

  • −Sin referencia zonal específica para land en esta zona
  • −794 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cortijo Cañadas - Vera, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

—
Scope
Province (MITMA)
Zone median
€37 /m²
Samples
110
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€95,600
Transfer tax (ITP) 7% — Andalucía€6,692
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€335
Estimated total investment€103,627

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2
On the market sinceJun 2024 (795 days)
On Atalaya since29 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing