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Apartment in Alcover

Alcover, Tarragona • Auction • Ref: #8E6361B5

€150,001
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Size

106 m²

OccupancyOccupied · type to verify
39
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

Urb.Uno.-Piso, sito en la planta baja del edificio ubicado en Alcover calle Pintor Català, núm.21. Tiene una superficie total construida de ciento cinco con cincuenta y ocho metros cuadrados y útil de ochenta y seis con noventa y siete metros cuadrados.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€155,576
Detalle cargasHipoteca a favor de CaixaBank por 151440 euros (capital, intereses y costas). Embargo administrativo a favor de la Tesorería General de la Seguridad Social por 5090.98 euros.
Hipoteca€151,485
Embargos€5,091
Puja mínima€150,001
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada por los ejecutados, lo que implica un proceso de desalojo. Además, existen cargas hipotecarias y un embargo administrativo, lo que aumenta la complejidad del procedimiento.

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6992523CF4669D

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
2/15
BOE bonus
3/6

Subasta BOE en Alcover a 150,001€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 13 días.

Strengths

  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

Risks

  • −Sin referencia zonal disponible
  • −Ocupación judicial sin detalle: verificar in situ antes de pujar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcover, Alcover, Tarragona

Estimated acquisition costs

Asset price€150,001
Transfer tax (ITP) 10% — Cataluña€15,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€525
Estimated total investment€166,526

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 8 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (7 days)
On Atalaya since18 Sept 2026
Last updated18 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing