AtalayaAtalaya

Calle Migdia,, 16

Vilanova del Camí, Vilanova del Cami, Barcelona • House · Auction • Ref: #8C3DB53A

€248,000
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Size

160 m²

OccupancyOccupied · type to verify
40
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Descripció: URBANA.- Casa en Vilanova del Camí, calle Migdia, número 16, compuesta de sótanos y planta baja, que mide OCHENTA Y OCHO METROS CUADRADOS, teniendo patio unido con el cual forma una sola finca que en junto, mide ocho metros de ancho por veinte metros de largo o fondo, ocupando la extensión superficial aproximada de CIENTO SESENTA METROS CUADRADOS. LINDANTE: Norte, calle Migdia número 16; Sur, con Miguel Hernández; Este, con Manuel Arias; y Oeste con Andrés Hernández. Situació: Carrer Migdia, núm. 16 de Vilanova del Camí

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€80,000
Detalle cargasHipoteca a favor de CAIXABANK S.A. por 76320 EUR (60000 EUR límite de crédito, 2730 EUR intereses ordinarios, 13590 EUR intereses de demora) y 9250 EUR para costas y gastos. Anotación preventiva de embargo a favor del AJUNTAMENT DE VILANOVA DEL CAMI por 1592.60 EUR (851.48 EUR principal, 170.29 EUR recargos, 214.75 EUR intereses, 356.08 EUR costas). Anotación preventiva de embargo a favor del AJUNTAMENT DE VILANOVA DEL CAMI por 5280.53 EUR (3399.97 EUR principal, 679.99 EUR recargos, 890.87 EUR intereses, 309.70 EUR costas).
Hipoteca€76,320
Embargos€6,873
Puja mínima€248,000
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva
Análisis riesgoLa propiedad está ocupada por los ejecutados, lo que implica un proceso de desalojo. Además, existen múltiples cargas (hipoteca y embargos) que superan el 30% del valor de subasta, lo que aumenta el riesgo para el comprador.

assignmentCadastral data

straightenUnreconciled surface: the listing states 160 m² but the cadastre records 178 m² (+11%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6431328CG8063S0001XD
Cadastral area
178 m²
Year built
1958
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: Medium

Score breakdown

Zone delta
8/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en Vilanova del Cami a 248,000€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 17 días.

trending_upStrengths

  • +Subasta inminente: cierre en 17 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilanova del Camí, Vilanova del Cami, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-8.9%In line
Scope
Municipality
Zone median
€1,702 /m²
This asset
€1,550 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€248,000
Transfer tax (ITP) 10% — Cataluña€24,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€868
Estimated total investment€274,668

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (13 days)
On Atalaya since21 Aug 2026
Last updated21 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing