AtalayaAtalaya

Cm de les Coves del Llorito

Tarragona • Land • Ref: #8C10E63F

€78,000
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Size

29215 m²

Price / m²

€3

OccupancyVacant
57
Cm de les Coves del Llorito — Tarragona
Photo: Solvia
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Terreno de suelo situado en la partida Terres Cavades, incluido en parte en el Plan Parcial PPU-41 Vall de Llorito y en parte en suelo no urbanizable, de la ciudad de Tarragona. Tiene una superficie de 29.215 m². La parcela se encuentra en una zona en parte urbano y en parte rural poco desarrollado. Dispone de buena accesibilidad desde otras partes de la localidad ya que se encuentra próxima a algunas vías principales de la población. Zona en las afueras, formada principalmente por antiguas viviendas unifamiliares. El nivel de equipamientos y servicio en la zona es actualmente bajo, pero se espera que con la ejecución del Plan Parcial previsto, el nivel aumente. Con nuestros servicios podrá conocer las posibilidades reales de este solar y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
43900A010000490000GQ

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
9/15

Suelo urbanizable (uso unknown) de 29215.04m² en Tarragona a 3€/m² (mediana zona 85€/m², delta -96.5%). Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -96.5% frente a la mediana zonal (85€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −916 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-98.8%Strong opportunity
Scope
City
Zone median
€250 /m²
This asset
€3 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€78,000
Transfer tax (ITP) 10% — Cataluña€7,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€87,100

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since30 Aug 2026
Last updated30 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing