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House in Villanueva del Arzobispo

Villanueva del Arzobispo, Jaén • Ref: #8BAF9A0C

€115,000
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Size

584 m²

Price / m²

€197

Rooms

4

OccupancyUnconfirmed
59
House in Villanueva del Arzobispo — Villanueva del Arzobispo
Photo: Hipoges
1 / 49

AI visual analysis

Automated analysis · physical condition

49 of 49 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Disponemos de una vivienda que consta de tres plantas a reformar con la posibilidad de convertirla en la vivienda que siempre has querido y poder adquirirla en propiedad, muy bien distribuida en 4 dormitorios, 4 baños, un amplio y luminoso salón-comedor con chimenea, una cocina independiente y una gran plaza de garaje, ubicado en la localidad de Villanueva del Arzobispo, provincia de Jaén. Esta vivienda ofrece un lienzo en blanco para crear la vivienda de tus sueños en una ubicación privilegiada, a pocos minutos de Girona y con fácil acceso a todas las comodidades urbanas. Su diseño espacioso y su distribución funcional ofrecen un sinfín de posibilidades para personalizarlo según tus gustos y necesidades. Además, Castelló d'Empúries ofrece una calidad de vida excepcional, con todos los servicios necesarios a tu alcance, incluyendo tiendas, supermercados, centros de salud, colegios y transporte público. Su proximidad a Girona que te permite disfrutar de todo lo que la ciudad tiene para ofrecer, desde su rica historia y vida nocturna. Esta es tu oportunidad de convertir esta vivienda a reformar en tu hogar ideal o en una inversión rentable en el mercado inmobiliario. Excelente conexión con transporte público, incluyendo paradas de autobús y fácil acceso a las principales vías de comunicación. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

4

Elevator

No

Terrace

No

Parking

Yes

Year built

1910

Pool

No

Air conditioning

Yes

Heating

Yes

Storage room

No

Garden

No

Energy rating

D

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
9244803VH9294S

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 584.00m² en Villanueva del Arzobispo a 207€/m² (mediana zona 479€/m², delta -56.8%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (89 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 263 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -56.8% frente a la mediana zonal (479€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Villanueva del Arzobispo, Jaén

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-58.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€473 /m²
This asset
€197 /m²
Samples
288
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€115,000
Transfer tax (ITP) 7% — Andalucía€8,050
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€403
Estimated total investment€124,453

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Oct 2026
€120,900arrow_forward€115,000-4.88%

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated23 Oct 2026

Zone comparables

Top 5 similar properties in Villanueva del Arzobispo by AI score

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing