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Apartment in Fortuna

Calle Los Baños

Los Baños de Fortuna, Fortuna, Murcia • Ref: #8B162172

€59,000
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Size

81 m²

Price / m²

€728

Rooms

2

OccupancyVacant
55
Calle Los Baños — Los Baños de Fortuna, Fortuna
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

Description

Piso de 81 m² ubicado en Los Baños de Fortuna, Murcia. Se trata de un piso de 81 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 2 baños. El piso se sitúa en el núcleo urbano de Los Baños de Fortuna, una tranquila localidad conocida por sus aguas termales y su entorno natural. Cuenta con buenos accesos a través de la carretera RM-423, que conecta con otras localidades cercanas y facilita la movilidad. En cuanto a transporte público, la zona dispone de líneas de autobús que conectan Los Baños de Fortuna con municipios cercanos y con la ciudad de Murcia. En Los Baños de Fortuna podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias. Además, destaca la proximidad al Balneario de Leana, un reconocido complejo termal que atrae a visitantes por sus propiedades terapéuticas. También se encuentran en la zona parques y espacios naturales ideales para el ocio y el esparcimiento. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1980

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 81 m² but the cadastre records 141 m² (+74%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5207806XH6350N0001PS
Cadastral area
141 m²
Year built
1980
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 752 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 81.00m² en Fortuna a 556€/m² (mediana zona 1441€/m², delta -61.4%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona muy_baja, stock estancado (667 días).

Strengths

  • +Descuento del -61.4% frente a la mediana zonal (1441€/m²)

Risks

  • −667 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Los Baños de Fortuna, Fortuna, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+2.0%In line
Scope
City
Zone median
€714 /m²
This asset
€728 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€59,000
Transfer tax (ITP) 8% — Murcia€4,720
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€65,020

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€45,000arrow_forward€59,000-31.11%

Listing intel

SourceSolvia
On the market sinceSept 2024 (752 days)
On Atalaya since12 May 2026
Last updated24 Sept 2026

Zone comparables

Top 5 similar properties in Fortuna by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing