AtalayaAtalaya

Calle Pompeu Fabra, 1

Berga, Barcelona • Apartment • Ref: #896F1CBF

€28,500
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Size

75 m²

Price / m²

€380

Rooms

2

OccupancyUnconfirmed
73
Calle Pompeu Fabra, 1 — Berga
Photo: holapisos
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Los edificios muestran un aspecto general antiguo, con balcones de hierro forjado y persianas tradicionales.
  • •Exterior: Las calles son estrechas y empedradas, típicas de un casco antiguo, con algunos comercios en la planta baja.

descriptionDescription

Vivienda ubicada en Berga, Barcelona, ideal para familias. Con una superficie de 75 m² construidos distribuidos en 2 habitaciones y 1 baños. Se encuentra cerca del centro de Berga. En sus alrededores encontramos la Escola Santa Eulàlia. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Cuenta con fácil acceso a C-16, C-17 y C-26. Esta propiedad representa una excelente oportunidad tanto para uso residencial como para inversión inmobiliaria. El inmueble se encuentra en una ubicación privilegiada que combina tranquilidad residencial con proximidad a todos los servicios esenciales. La distribución interior permite un aprovechamiento óptimo del espacio, brindando luminosidad y funcionalidad en cada estancia. La zona residencial ofrece un entorno agradable y seguro, ideal para disfrutar de una alta calidad de vida.

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 75 m² but the cadastre records 410 m² (+447%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4620712DG0642S0001MR
Cadastral area
410 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 462 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

73/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 75.00m² en Berga a 380€/m² (mediana zona 1094€/m², delta -65.3%). Estado Mejorable. Posesión desconocida. Zona baja, stock estancado (444 días).

trending_upStrengths

  • +Descuento del -65.3% frente a la mediana zonal (1094€/m²)

warningRisks

  • −444 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Berga, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+18.8%Above anchor
Scope
Postal code
Zone median
€320 /m²
This asset
€380 /m²
Samples
14
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€28,500
Transfer tax (ITP) 10% — Cataluña€2,850
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€32,650
Estimated refurbishment (state: mejorable)€30,000 – €52,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJun 2025 (462 days)
On Atalaya since11 Apr 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing