Calle San Miguel, s/n
Cardona, Barcelona • Ref: #881EF8CD
€23,400Size
264 m²
Price / m²
€88
Rooms
3
Photo: sarebAutomated analysis · physical condition
Physical condition
Needs renovation
Photo quality
Model observations
Bathrooms
2
Elevator
No
Terrace
No
Parking
No
Year built
1900
Pool
No
Air conditioning
No
Heating
No
Storage room
No
Garden
No
Energy rating
En tr
handshakeThis asset has been listed for 3905 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.
Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.
Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.
In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.
General informative content, not legal or investment advice. Verify every point with your advisor before committing.
Alpha Rating
BUY
Confidence: High
Score breakdown
Vivienda de 264.00m² en Cardona a 98€/m² (mediana zona 1895€/m², delta %). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.
Referencia basada en inventario bancario
Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 4367 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.
You are not pursuing this asset yet
Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.
Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.
No reference available for this area and asset type.
Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.
Top 5 similar properties in Cardona by AI score
Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing
