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Retail in Castellón de la Plana

Castellón de la Plana, Castellón • Ref: #87DF21BF

€720,000
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Size

549 m²

Price / m²

€1,311

OccupancyUnconfirmed
52
Retail in Castellón de la Plana — Castellón de la Plana
Photo: Escogecasa
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AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: El local comercial presenta una fachada moderna con grandes ventanales, en buen estado de conservación.
  • •Interior: El espacio interior es diáfano, con techos técnicos y luminarias integradas, y un suelo de aspecto pulcro.
  • •Cocina: Se observa una pequeña zona de office con encimera, fregadero y armarios blancos, en buen estado.

Description

Local comercial en esquina de 549,35 m2 de superficie, desarrollada en tres plantas (sótano, baja y primera), situado un edificio de oficinas con acceso directo a pie de calle desde la planta baja, acondicionado como oficina bancaria y distribuido en planta baja (134,29 m2) con vestíbulo de entrada, zona de atención al público y gestión planta primera (246,52 m2) con zona pública y de gestión, sala de reuniones, aseos y cocina planta sótano (168,54 m2) con zona de archivo y almacén. Dispone de escalera y ascensor privado para comunicación entre las tres plantas. Situado en el centro de la localidad, próximo a la calle Enmedio, eje comercial por excelencia de la ciudad. Próximo a a varios edificios oficiales como el Ayuntamiento, la Subdelegación del Gobierno, la Diputación Provincial, la Seguridad Social, Hacienda y los Juzgados.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1992

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
6/25
Legal liens
7/15
Zone liquidity
14/15

Local comercial planta sotano, en esquina, multi-planta de 549.35m² en Castellón de la Plana a 1311€/m² (mediana zona 499€/m², delta %). desconocida. Zona baja, inventario reciente (8 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 31 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Castellón de la Plana, Castellón

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+162.7%Above anchor
Scope
City
Zone median
€499 /m²
This asset
€1,311 /m²
Samples
31
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€720,000
Transfer tax (ITP) 10% — Comunitat Valenciana€72,000
Notary (est.)€1,080
Land Registry (est.)€720
Admin agency (est.)€2,520
Estimated total investment€796,320

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since16 Sept 2026
Last updated25 Sept 2026

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Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing